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Carbon Hill city, AL

ZIP 35549 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35549

Median Home Value
$58,100
Median Rent
$278
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$373/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35549 in Carbon Hill city, AL, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $373. That sits below the local median household income ($41,429), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
24.5%+138% vs US avg
x
Broadband Access
69.2%-20% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
37.3%-25% vs US avg
x
Mortgage-Free
64.7%+69% vs US avg
x
$58,100
Home Value
$278
Rent
1983
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.8%
  • 1-unit attached0.7%
  • 2-9 units13.8%
  • 10+ units0.8%
  • Mobile home & other32.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,100
Median rent$278
Owner-occupied80.8%
Vacant24.5%
Price-to-income1.4x
Est. income to buy$16,000