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Arley town, AL

ZIP 35541 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35541

Median Home Value
$181,900
Median Rent
$542
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,168/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35541 in Arley town, AL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That is roughly in line with the local median household income ($45,268). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
36.1%+251% vs US avg
x
Broadband Access
82.1%-6% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
13.1%-74% vs US avg
x
Mortgage-Free
55.0%+44% vs US avg
x
$181,900
Home Value
$542
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached0.0%
  • 2-9 units0.9%
  • 10+ units0.5%
  • Mobile home & other28.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,900
Median rent$542
Owner-occupied81.0%
Vacant36.1%
Price-to-income4.0x
Est. income to buy$50,000