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Vance town, AL

ZIP 35490 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35490

Median Home Value
$167,800
Median Rent
$495
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,078/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35490 in Vance town, AL, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,078. That sits below the local median household income ($77,406), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.5%+34% vs US avg
x
Vacancy Rate
15.2%+47% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
4.4%-91% vs US avg
x
Mortgage-Free
42.9%+12% vs US avg
x
$167,800
Home Value
$495
Rent
2003
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other29.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,800
Median rent$495
Owner-occupied87.5%
Vacant15.2%
Price-to-income2.2x
Est. income to buy$46,000