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Gainesville town, AL

ZIP 35464 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35464

Median Home Value
$50,600
Median Rent
N/A
Affordability Snapshot
$14,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$325/mo PITI).

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 35464 in Gainesville town, AL, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $325. That is roughly in line with the local median household income ($12,423). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.2%-40% vs US avg
x
Vacancy Rate
41.4%+302% vs US avg
x
Broadband Access
79.7%-8% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
66.7%+34% vs US avg
x
Mortgage-Free
75.0%+96% vs US avg
x
$50,600
Home Value
N/A
Rent
1986
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.8%
  • 1-unit attached0.0%
  • 2-9 units26.1%
  • 10+ units0.0%
  • Mobile home & other29.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$50,600
Median rent$-666,666,666
Owner-occupied39.2%
Vacant41.4%
Price-to-income4.1x
Est. income to buy$14,000