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ZIP 35402 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35402

Median Home Value
$188,300
Median Rent
$1,034
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,210/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

15.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35402, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,210. That is about 41% above the local median household income ($36,849), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
26.8%-59% vs US avg
x
Vacancy Rate
32.5%+215% vs US avg
x
Broadband Access
77.0%-11% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
11.8%-8% vs US avg
x
Built Post-2014
3.6%-48% vs US avg
x
Rent Burden >30%
32.0%-36% vs US avg
x
Mortgage-Free
56.9%+49% vs US avg
x
$188,300
Home Value
$1,034
Rent
1961
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.2%
  • 1-unit attached1.0%
  • 2-9 units9.8%
  • 10+ units45.3%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,300
Median rent$1,034
Owner-occupied26.8%
Vacant32.5%
Price-to-income5.1x
Est. income to buy$52,000