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Birmingham city, AL

ZIP 35212 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35212

Median Home Value
$210,400
Median Rent
$521
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,352/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35212 in Birmingham city, AL, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,352. That is about 68% above the local median household income ($34,565), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.5%-38% vs US avg
x
Vacancy Rate
18.6%+80% vs US avg
x
Broadband Access
75.2%-14% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
32.4%-35% vs US avg
x
Mortgage-Free
44.4%+16% vs US avg
x
$210,400
Home Value
$521
Rent
1962
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.4%
  • 1-unit attached2.9%
  • 2-9 units29.1%
  • 10+ units15.4%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$210,400
Median rent$521
Owner-occupied40.5%
Vacant18.6%
Price-to-income6.1x
Est. income to buy$58,000