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Birmingham city, AL

ZIP 35208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35208

Median Home Value
$91,900
Median Rent
$658
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$590/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35208 in Birmingham city, AL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $590. That sits below the local median household income ($37,363), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.0%-4% vs US avg
x
Vacancy Rate
22.8%+122% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
15.8%+24% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.0%-38% vs US avg
x
Mortgage-Free
52.6%+38% vs US avg
x
$91,900
Home Value
$658
Rent
1954
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.0%
  • 1-unit attached0.5%
  • 2-9 units9.0%
  • 10+ units3.4%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,900
Median rent$658
Owner-occupied63.0%
Vacant22.8%
Price-to-income2.5x
Est. income to buy$25,000