US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 35085
  5. Housing & Real Estate
Jemison city, AL

ZIP 35085 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35085

Median Home Value
$122,300
Median Rent
$628
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$786/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35085 in Jemison city, AL, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $786. That sits below the local median household income ($61,845), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
61.6%+61% vs US avg
x
$122,300
Home Value
$628
Rent
1986
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.2%
  • 1-unit attached0.1%
  • 2-9 units1.6%
  • 10+ units0.1%
  • Mobile home & other39.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,300
Median rent$628
Owner-occupied78.0%
Vacant10.3%
Price-to-income2.0x
Est. income to buy$34,000