US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 35063
  5. Housing & Real Estate
Sipsey town, AL

ZIP 35063 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35063

Median Home Value
$92,700
Median Rent
$650
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$595/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35063 in Sipsey town, AL, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $595. That sits below the local median household income ($68,014), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
21.5%+109% vs US avg
x
Broadband Access
74.9%-14% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
3.6%-48% vs US avg
x
Rent Burden >30%
10.5%-79% vs US avg
x
Mortgage-Free
66.0%+73% vs US avg
x
$92,700
Home Value
$650
Rent
1989
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other53.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,700
Median rent$650
Owner-occupied85.1%
Vacant21.5%
Price-to-income1.4x
Est. income to buy$25,000