ZIP Code 35054 — Pell City city, AL Demographics & Data

ZIP code 35054 covers Pell City, AL in St. Clair County with a population of about 4,954.

At a glance, the area shows median age of 49.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 205, 659; U.S. House district AL-3; the BIRMINGHAM (ANN & TUSC) media market.

Median household income in ZIP 35054 is about $80,082 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 5.5%; 19.6% of adults with a bachelor’s degree or higher (about 14.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 12.6% of workers reporting work-from-home (about 2.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $274,200 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $916 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 88.3% (about 22.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35054 in Pell City, AL, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,761. That is roughly in line with the local median household income ($80,082). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pell City city, AL as Relatively Low (composite score 72.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.9) and wildfire (71.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pell City city, AL show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 158 for ZIP 35054 (Pell City city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.