ZIP Code 34990 — Palm City CDP, FL Demographics & Data

ZIP code 34990 covers Palm City, FL in Martin County with a population of about 29,874.

At a glance, the area shows median age of 51.0 versus a U.S. median of about 38.9.

It sits in telephone area code 772; U.S. House district FL-21; the WEST PALM BEACH - FT. PIERCE media market.

Palm City, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 34990 is about $120,407 — about 60% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 5.3%; 48.5% of adults with a bachelor’s degree or higher (about 14.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 20.2% of workers reporting work-from-home (about 5.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $558,300 — about 60% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,789 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34990 in Palm City, FL, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,586. That is about 28% above the local median household income ($120,407), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palm City CDP, FL as Relatively Moderate (composite score 94.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.7) and wildfire (90.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palm City CDP, FL show little to no average snow and around 64.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,337 for ZIP 34990 (Palm City CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.