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ZIP 34988 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34988

Median Home Value
$334,800
Median Rent
$1,968
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,151/mo PITI).

37%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34988, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,151. That is about 46% above the local median household income ($63,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
95.8%+47% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
83.3%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
79.2%+59% vs US avg
x
Mortgage-Free
69.7%+83% vs US avg
x
$334,800
Home Value
$1,968
Rent
2003
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached7.1%
  • 2-9 units4.6%
  • 10+ units5.3%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$334,800
Median rent$1,968
Owner-occupied95.8%
Vacant12.4%
Price-to-income5.3x
Est. income to buy$92,000