US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 34987
  5. Housing & Real Estate
Port St. Lucie city, FL

ZIP 34987 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34987

Median Home Value
$430,100
Median Rent
$1,837
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,763/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34987 in Port St. Lucie city, FL, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,763. That is about 48% above the local median household income ($79,560), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Newer development area (29% built after 2014)

Owner Occupied
81.7%+25% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
1.7%-86% vs US avg
x
Built Post-2014
29.1%+322% vs US avg
x
Rent Burden >30%
33.2%-33% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$430,100
Home Value
$1,837
Rent
2014
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached10.6%
  • 2-9 units2.3%
  • 10+ units12.9%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,100
Median rent$1,837
Owner-occupied81.7%
Vacant9.3%
Price-to-income5.4x
Est. income to buy$118,000