US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 34974
  5. Housing & Real Estate
Taylor Creek CDP, FL

ZIP 34974 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34974

Median Home Value
$162,900
Median Rent
$846
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,046/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34974 in Taylor Creek CDP, FL, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,046. That sits below the local median household income ($50,671), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
23.7%+130% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
59.1%+55% vs US avg
x
$162,900
Home Value
$846
Rent
1987
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.6%
  • 1-unit attached0.4%
  • 2-9 units4.3%
  • 10+ units2.0%
  • Mobile home & other46.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,900
Median rent$846
Owner-occupied80.0%
Vacant23.7%
Price-to-income3.2x
Est. income to buy$45,000