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ZIP 34973 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34973

Median Home Value
$163,700
Median Rent
$829
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,052/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34973, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,052. That sits below the local median household income ($50,292), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.3%+15% vs US avg
x
Vacancy Rate
28.8%+180% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
5.5%-89% vs US avg
x
Mortgage-Free
57.0%+49% vs US avg
x
$163,700
Home Value
$829
Rent
1987
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.9%
  • 1-unit attached1.6%
  • 2-9 units7.4%
  • 10+ units2.0%
  • Mobile home & other46.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$163,700
Median rent$829
Owner-occupied75.3%
Vacant28.8%
Price-to-income3.3x
Est. income to buy$45,000