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Port St. Lucie city, FL

ZIP 34945 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34945

Median Home Value
$285,500
Median Rent
N/A
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,834/mo PITI).

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 34945 in Port St. Lucie city, FL, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,834. That is roughly in line with the local median household income ($72,941). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.4%+40% vs US avg
x
Vacancy Rate
11.8%+14% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
46.5%+22% vs US avg
x
$285,500
Home Value
N/A
Rent
1989
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached1.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other27.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,500
Median rent$-666,666,666
Owner-occupied91.4%
Vacant11.8%
Price-to-income3.9x
Est. income to buy$79,000