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Montverde town, FL

ZIP 34756 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34756

Median Home Value
$535,900
Median Rent
$1,176
Affordability Snapshot
$148,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,442/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34756 in Montverde town, FL, a household would need roughly $148,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,442. That is about 19% above the local median household income ($124,495), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
3.7%-46% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
31.9%-16% vs US avg
x
$535,900
Home Value
$1,176
Rent
1999
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached0.0%
  • 2-9 units2.1%
  • 10+ units3.6%
  • Mobile home & other18.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$535,900
Median rent$1,176
Owner-occupied81.2%
Vacant6.7%
Price-to-income4.3x
Est. income to buy$148,000