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Shady Hills CDP, FL

ZIP 34610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34610

Median Home Value
$254,100
Median Rent
$1,033
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,632/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34610 in Shady Hills CDP, FL, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,632. That is roughly in line with the local median household income ($73,878). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.6%+28% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
42.6%+11% vs US avg
x
$254,100
Home Value
$1,033
Rent
1996
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.4%
  • 1-unit attached2.3%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other41.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,100
Median rent$1,033
Owner-occupied83.6%
Vacant9.6%
Price-to-income3.4x
Est. income to buy$70,000