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The Villages CDP, FL

ZIP 34491 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34491

Median Home Value
$253,100
Median Rent
$932
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,626/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34491 in The Villages CDP, FL, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,626. That is roughly in line with the local median household income ($65,900). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.5%+32% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
45.8%+20% vs US avg
x
$253,100
Home Value
$932
Rent
1999
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.0%
  • 1-unit attached1.1%
  • 2-9 units1.1%
  • 10+ units1.8%
  • Mobile home & other21.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$253,100
Median rent$932
Owner-occupied86.5%
Vacant9.1%
Price-to-income3.8x
Est. income to buy$70,000