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Floral City CDP, FL

ZIP 34436 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 34436

Median Home Value
$201,400
Median Rent
$538
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,294/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 34436 in Floral City CDP, FL, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,294. That is roughly in line with the local median household income ($50,139). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
24.3%+136% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
58.1%+52% vs US avg
x
$201,400
Home Value
$538
Rent
1984
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.9%
  • 1-unit attached0.5%
  • 2-9 units2.9%
  • 10+ units0.0%
  • Mobile home & other39.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$201,400
Median rent$538
Owner-occupied85.7%
Vacant24.3%
Price-to-income4.0x
Est. income to buy$55,000