ZIP Code 34202 — Lakewood Ranch CDP, FL Demographics & Data

ZIP code 34202 covers Lakewood Ranch, FL in Manatee County with a population of about 27,237.

At a glance, the area shows median age of 54.2 versus a U.S. median of about 38.9.

It sits in telephone area code 941; U.S. House district FL-16; the TAMPA - ST. PETE (SARASOTA) media market.

Lakewood Ranch, FL aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 34202 is about $123,210 — about 64% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 3.0%; 57.0% of adults with a bachelor’s degree or higher (about 23.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 26.7% of workers reporting work-from-home (about 11.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $620,700 — about 78% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,896 (about 63% above the U.S. median rent ($1,163)), and owner-occupancy near 78.6% (about 13.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34202 in Lakewood Ranch, FL, a household would need roughly $171,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,987. That is about 39% above the local median household income ($123,210), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lakewood Ranch CDP, FL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.3) and flood (93.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lakewood Ranch CDP, FL show little to no average snow and around 56.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,219 for ZIP 34202 (Lakewood Ranch CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.