US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 33954
  5. Housing & Real Estate
Port Charlotte CDP, FL

ZIP 33954 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33954

Median Home Value
$304,000
Median Rent
$1,529
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,953/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33954 in Port Charlotte CDP, FL, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,953. That is roughly in line with the local median household income ($83,081). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.7%+25% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
34.4%-31% vs US avg
x
Mortgage-Free
40.2%+5% vs US avg
x
$304,000
Home Value
$1,529
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached0.6%
  • 2-9 units6.2%
  • 10+ units7.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$304,000
Median rent$1,529
Owner-occupied81.7%
Vacant7.1%
Price-to-income3.7x
Est. income to buy$84,000