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Fort Denaud CDP, FL

ZIP 33935 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33935

Median Home Value
$192,500
Median Rent
$828
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,237/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33935 in Fort Denaud CDP, FL, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is roughly in line with the local median household income ($50,184). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
13.2%+28% vs US avg
x
Broadband Access
88.3%+2% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
55.4%+45% vs US avg
x
$192,500
Home Value
$828
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached2.2%
  • 2-9 units3.5%
  • 10+ units1.3%
  • Mobile home & other41.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,500
Median rent$828
Owner-occupied75.7%
Vacant13.2%
Price-to-income3.8x
Est. income to buy$53,000