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Fort Myers Beach town, FL

ZIP 33931 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33931

Median Home Value
$475,100
Median Rent
$1,425
Affordability Snapshot
$131,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,052/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33931 in Fort Myers Beach town, FL, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,052. That is about 63% above the local median household income ($80,438), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 68% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.1%+38% vs US avg
x
Vacancy Rate
68.2%+562% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
34.0%-32% vs US avg
x
Mortgage-Free
73.9%+94% vs US avg
x
$475,100
Home Value
$1,425
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached25.0%
  • 1-unit attached2.2%
  • 2-9 units8.2%
  • 10+ units40.4%
  • Mobile home & other24.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$475,100
Median rent$1,425
Owner-occupied90.1%
Vacant68.2%
Price-to-income5.9x
Est. income to buy$131,000