ZIP Code 33920 — Alva CDP, FL Demographics & Data

ZIP code 33920 covers Alva, FL in Lee County with a population of about 7,689.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area code 239; U.S. House district FL-17; the FT. MYERS - NAPLES media market.

Median household income in ZIP 33920 is about $87,601 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 4.0%; 34.0% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $376,000 — about 8% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $986 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 93.5% (about 28.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33920 in Alva, FL, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,415. That is about 18% above the local median household income ($87,601), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alva CDP, FL as Relatively High (composite score 99.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.9) and flood (97.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alva CDP, FL show little to no average snow.

IRS migration statistics show a net inflow of about 344 for ZIP 33920 (Alva CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.