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Sebring city, FL

ZIP 33870 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33870

Median Home Value
$154,300
Median Rent
$793
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$991/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33870 in Sebring city, FL, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $991. That sits below the local median household income ($50,606), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
31.7%-36% vs US avg
x
Mortgage-Free
60.4%+58% vs US avg
x
$154,300
Home Value
$793
Rent
1981
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached4.4%
  • 2-9 units10.0%
  • 10+ units7.1%
  • Mobile home & other26.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,300
Median rent$793
Owner-occupied70.1%
Vacant20.4%
Price-to-income3.0x
Est. income to buy$42,000