US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 33815
  5. Housing & Real Estate
Lakeland city, FL

ZIP 33815 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33815

Median Home Value
$42,700
Median Rent
$844
Affordability Snapshot
$12,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$274/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

4.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33815 in Lakeland city, FL, a household would need roughly $12,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $274. That sits below the local median household income ($36,445), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
18.9%+84% vs US avg
x
Broadband Access
73.2%-16% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
77.6%+103% vs US avg
x
$42,700
Home Value
$844
Rent
1976
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached31.4%
  • 1-unit attached2.3%
  • 2-9 units9.2%
  • 10+ units6.2%
  • Mobile home & other50.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$42,700
Median rent$844
Owner-occupied58.1%
Vacant18.9%
Price-to-income1.2x
Est. income to buy$12,000