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Largo city, FL

ZIP 33771 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33771

Median Home Value
$145,600
Median Rent
$1,221
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$935/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33771 in Largo city, FL, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $935. That sits below the local median household income ($60,139), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.5%-3% vs US avg
x
Vacancy Rate
22.0%+114% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
65.6%+72% vs US avg
x
$145,600
Home Value
$1,221
Rent
1978
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached17.0%
  • 1-unit attached6.9%
  • 2-9 units13.9%
  • 10+ units21.3%
  • Mobile home & other40.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,600
Median rent$1,221
Owner-occupied63.5%
Vacant22.0%
Price-to-income2.4x
Est. income to buy$40,000