What to know about ZIP 33738
ZIP code 33738 covers ZIP 33738 with a population of about 984.
At a glance, the area shows median age of 63.4 versus a U.S. median of about 38.9.
It sits in the TAMPA - ST. PETE (SARASOTA) media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 33738 covers ZIP 33738 with a population of about 984.
At a glance, the area shows median age of 63.4 versus a U.S. median of about 38.9.
It sits in the TAMPA - ST. PETE (SARASOTA) media market.
ZIP 33738 fits a retirement-oriented profile (high share of residents 65+ (46.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 33738 is about $76,250 — about even with the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 7.4%; unemployment rate near 5.1%; 42.5% of adults with a bachelor’s degree or higher (about 8.8 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 22.1% of workers reporting work-from-home (about 6.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $656,300 — about 89% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,368 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 64.2% (about 1.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 33738, a household would need roughly $181,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,216. That is about 137% above the local median household income ($76,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.