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Temple Terrace city, FL

ZIP 33617 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33617

Median Home Value
$267,200
Median Rent
$1,186
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,716/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33617 in Temple Terrace city, FL, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 52% above the local median household income ($48,651), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
42.8%-34% vs US avg
x
Vacancy Rate
8.7%-15% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
25.7%-48% vs US avg
x
Mortgage-Free
37.1%-3% vs US avg
x
$267,200
Home Value
$1,186
Rent
1979
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.5%
  • 1-unit attached7.8%
  • 2-9 units32.4%
  • 10+ units21.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$267,200
Median rent$1,186
Owner-occupied42.8%
Vacant8.7%
Price-to-income5.5x
Est. income to buy$74,000