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Plant City city, FL

ZIP 33565 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33565

Median Home Value
$237,600
Median Rent
$996
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,526/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33565 in Plant City city, FL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,526. That is roughly in line with the local median household income ($67,403). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.2%+33% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
51.8%+35% vs US avg
x
$237,600
Home Value
$996
Rent
1988
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.9%
  • 1-unit attached0.6%
  • 2-9 units0.0%
  • 10+ units0.7%
  • Mobile home & other43.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$237,600
Median rent$996
Owner-occupied87.2%
Vacant10.1%
Price-to-income3.5x
Est. income to buy$65,000