ZIP Code 33527 — Dover CDP, FL Demographics & Data

ZIP code 33527 covers Dover, FL in Hillsborough County with a population of about 16,412.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area codes 656, 813; U.S. House district FL-15; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33527 is about $77,658 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.8%; unemployment rate near 4.2%; 19.8% of adults with a bachelor’s degree or higher (about 13.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Agriculture, and Retail trade; about 20.1% of workers reporting work-from-home (about 4.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $347,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $827 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 74.3% (about 8.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33527 in Dover, FL, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,231. That is about 24% above the local median household income ($77,658), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dover CDP, FL as Relatively High (composite score 98.8), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.3) and flood (97.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dover CDP, FL show little to no average snow and around 56.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 735 for ZIP 33527 (Dover CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.