ZIP Code 33523 — Ridge Manor CDP, FL Demographics & Data

ZIP code 33523 covers Ridge Manor, FL in Pasco County with a population of about 19,296.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-12; the TAMPA - ST. PETE (SARASOTA) media market.

Median household income in ZIP 33523 is about $60,897 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 12.0%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Education; about 10.3% of workers reporting work-from-home (about 4.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,700 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $829 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 76.8% (about 11.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33523 in Ridge Manor, FL, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,488. That is roughly in line with the local median household income ($60,897). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ridge Manor CDP, FL as Relatively High (composite score 96.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.1) and flood (95.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ridge Manor CDP, FL show little to no average snow and around 53.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 864 for ZIP 33523 (Ridge Manor CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.