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, FL

ZIP 33498 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33498

Median Home Value
$597,100
Median Rent
$3,413
Affordability Snapshot
$164,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,836/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33498 in FL, a household would need roughly $164,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,836. That is about 27% above the local median household income ($129,615), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.6%+40% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
16.1%+9% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
33.8%-11% vs US avg
x
$597,100
Home Value
$3,413
Rent
1992
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.9%
  • 1-unit attached9.7%
  • 2-9 units1.0%
  • 10+ units0.8%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$597,100
Median rent$3,413
Owner-occupied91.6%
Vacant4.1%
Price-to-income4.6x
Est. income to buy$164,000