ZIP Code 33445 — Delray Beach city, FL Demographics & Data

ZIP code 33445 covers Delray Beach, FL in Palm Beach County with a population of about 31,604.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 561, 728; U.S. House district FL-22; the WEST PALM BEACH - FT. PIERCE media market.

Delray Beach, FL sits in a university / college context (near cambridge college of healthcare & technology (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 33445 is about $70,748 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 5.6%; 39.4% of adults with a bachelor’s degree or higher (about 5.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 16.3% of workers reporting work-from-home (about 1.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $282,500 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,855 (about 60% above the U.S. median rent ($1,163)), and owner-occupancy near 70.4% (about 5.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33445 in Delray Beach, FL, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,815. That is roughly in line with the local median household income ($70,748). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Delray Beach city, FL as Relatively High (composite score 99.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.9) and flood (98.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Delray Beach city, FL show little to no average snow and around 63.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,414 for ZIP 33445 (Delray Beach city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.