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Montura CDP, FL

ZIP 33440 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33440

Median Home Value
$159,900
Median Rent
$709
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,027/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33440 in Montura CDP, FL, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,027. That sits below the local median household income ($58,559), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
80.2%-8% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
2.4%-82% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
59.5%+56% vs US avg
x
$159,900
Home Value
$709
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.5%
  • 1-unit attached1.6%
  • 2-9 units7.7%
  • 10+ units1.1%
  • Mobile home & other37.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,900
Median rent$709
Owner-occupied71.8%
Vacant10.2%
Price-to-income2.7x
Est. income to buy$44,000