ZIP Code 33432 — Boca Raton city, FL Demographics & Data

ZIP code 33432 covers Boca Raton, FL in Palm Beach County with a population of about 21,817.

At a glance, the area shows median age of 52.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 561, 728; U.S. House district FL-23; the WEST PALM BEACH - FT. PIERCE media market.

Boca Raton, FL sits in a university / college context (near florida atlantic university (2.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 33432 is about $94,375 — about 26% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.6%; unemployment rate near 5.9%; 58.5% of adults with a bachelor’s degree or higher (about 24.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Food services; about 21.5% of workers reporting work-from-home (about 6.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $943,400 — about 171% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,090 (about 80% above the U.S. median rent ($1,163)), and owner-occupancy near 58.3% (about 7.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33432 in Boca Raton, FL, a household would need roughly $260,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,060. That is about 175% above the local median household income ($94,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boca Raton city, FL as Relatively High (composite score 99.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.9) and flood (98.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boca Raton city, FL show little to no average snow and around 55.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 976 for ZIP 33432 (Boca Raton city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.