ZIP Code 33409 — West Palm Beach city, FL Demographics & Data

ZIP code 33409 covers West Palm Beach, FL in Palm Beach County with a population of about 32,921.

At a glance, the area shows median age of 34.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 561, 728; U.S. House district FL-20; the WEST PALM BEACH - FT. PIERCE media market.

West Palm Beach, FL sits in a university / college context (near hci college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 33409 is about $65,206 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.8%; unemployment rate near 6.6%; 26.6% of adults with a bachelor’s degree or higher (about 7.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 8.1% of workers reporting work-from-home (about 7.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $282,900 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,514 (about 30% above the U.S. median rent ($1,163)), and owner-occupancy near 46.7% (about 18.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33409 in West Palm Beach, FL, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,817. That is about 20% above the local median household income ($65,206), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for West Palm Beach city, FL as Relatively High (composite score 99.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.9) and flood (98.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for West Palm Beach city, FL show little to no average snow and around 61.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,473 for ZIP 33409 (West Palm Beach city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.