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Riviera Beach city, FL

ZIP 33404 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33404

Median Home Value
$305,600
Median Rent
$1,326
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,963/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33404 in Riviera Beach city, FL, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,963. That is about 39% above the local median household income ($60,225), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.4%-14% vs US avg
x
Vacancy Rate
27.5%+167% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
35.5%-29% vs US avg
x
Mortgage-Free
50.2%+31% vs US avg
x
$305,600
Home Value
$1,326
Rent
1976
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.4%
  • 1-unit attached6.9%
  • 2-9 units19.0%
  • 10+ units29.8%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$305,600
Median rent$1,326
Owner-occupied56.4%
Vacant27.5%
Price-to-income5.1x
Est. income to buy$84,000