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West Palm Beach city, FL

ZIP 33401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33401

Median Home Value
$430,900
Median Rent
$1,646
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,768/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33401 in West Palm Beach city, FL, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,768. That is about 95% above the local median household income ($60,942), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
37.1%-43% vs US avg
x
Vacancy Rate
22.1%+115% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
30.8%-38% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$430,900
Home Value
$1,646
Rent
1990
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.7%
  • 1-unit attached4.4%
  • 2-9 units14.0%
  • 10+ units62.1%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,900
Median rent$1,646
Owner-occupied37.1%
Vacant22.1%
Price-to-income7.1x
Est. income to buy$119,000