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The Crossings CDP, FL

ZIP 33186 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33186

Median Home Value
$422,300
Median Rent
$1,873
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,713/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33186 in The Crossings CDP, FL, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,713. That is about 34% above the local median household income ($86,481), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.8%+5% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
0.0%-100% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
35.0%-30% vs US avg
x
Mortgage-Free
34.4%-10% vs US avg
x
$422,300
Home Value
$1,873
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.1%
  • 1-unit attached21.2%
  • 2-9 units6.9%
  • 10+ units17.2%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$422,300
Median rent$1,873
Owner-occupied68.8%
Vacant3.4%
Price-to-income4.9x
Est. income to buy$116,000