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Coral Gables city, FL

ZIP 33134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33134

Median Home Value
$660,200
Median Rent
$1,710
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,241/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33134 in Coral Gables city, FL, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,241. That is about 98% above the local median household income ($92,009), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.1%-16% vs US avg
x
Vacancy Rate
11.3%+9% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
15.5%+21% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
28.2%-43% vs US avg
x
Mortgage-Free
50.5%+32% vs US avg
x
$660,200
Home Value
$1,710
Rent
1960
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.2%
  • 1-unit attached5.0%
  • 2-9 units12.3%
  • 10+ units37.9%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$660,200
Median rent$1,710
Owner-occupied55.1%
Vacant11.3%
Price-to-income7.2x
Est. income to buy$182,000