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Miami city, FL

ZIP 33125 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33125

Median Home Value
$377,600
Median Rent
$1,288
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,426/mo PITI).

38%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

9.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33125 in Miami city, FL, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,426. That is about 154% above the local median household income ($40,940), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
25.9%-60% vs US avg
x
Vacancy Rate
4.4%-58% vs US avg
x
Broadband Access
69.8%-20% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
11.1%-13% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
31.8%-36% vs US avg
x
Mortgage-Free
44.9%+17% vs US avg
x
$377,600
Home Value
$1,288
Rent
1968
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.3%
  • 1-unit attached13.8%
  • 2-9 units15.9%
  • 10+ units41.2%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$377,600
Median rent$1,288
Owner-occupied25.9%
Vacant4.4%
Price-to-income9.2x
Est. income to buy$104,000