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Opa-locka city, FL

ZIP 33054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33054

Median Home Value
$291,700
Median Rent
$1,242
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,874/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33054 in Opa-locka city, FL, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,874. That is about 87% above the local median household income ($42,779), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.7%-26% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
35.7%-28% vs US avg
x
Mortgage-Free
36.5%-4% vs US avg
x
$291,700
Home Value
$1,242
Rent
1962
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.8%
  • 1-unit attached4.6%
  • 2-9 units9.3%
  • 10+ units26.1%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$291,700
Median rent$1,242
Owner-occupied48.7%
Vacant5.4%
Price-to-income6.8x
Est. income to buy$80,000