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Homestead city, FL

ZIP 33030 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33030

Median Home Value
$382,200
Median Rent
$1,148
Affordability Snapshot
$105,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,455/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33030 in Homestead city, FL, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,455. That is about 143% above the local median household income ($43,231), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.2%-39% vs US avg
x
Vacancy Rate
4.6%-56% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
41.1%-17% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$382,200
Home Value
$1,148
Rent
1978
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.0%
  • 1-unit attached11.2%
  • 2-9 units18.7%
  • 10+ units20.3%
  • Mobile home & other4.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$382,200
Median rent$1,148
Owner-occupied40.2%
Vacant4.6%
Price-to-income8.8x
Est. income to buy$105,000