ZIP Code 33001 — Layton city, FL Demographics & Data

ZIP code 33001 covers Layton, FL in Monroe County with a population of about 254.

At a glance, the area shows median age of 58.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 305, 645, 786; U.S. House district FL-28; the MIAMI - FT. LAUDERDALE media market.

Layton, FL fits a retirement-oriented profile (high share of residents 65+ (40.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 33001 is about $60,750 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 0.0%; 29.4% of adults with a bachelor’s degree or higher (about 4.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Construction; a mean commute of about 103.0 minutes (U.S. average near 26.8).

Median home value is about $602,900 — about 73% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,442 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 68.7% (about 3.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33001 in Layton, FL, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,873. That is about 173% above the local median household income ($60,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Layton city, FL as Relatively Moderate (composite score 91.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.0) and wildfire (61.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Layton city, FL show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 33001 (Layton city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.