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ZIP 32957
Housing & Real Estate

ZIP 32957 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32957

Median Home Value

$281,200

Median Rent

$836

Affordability Snapshot

$77,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,806/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32957, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,806. That is roughly in line with the local median household income ($68,167). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

80.5%+23% vs US avg

Vacancy Rate

19.9%+94% vs US avg

Broadband Access

91.8%+6% vs US avg

4+ Bedrooms

3.8%-74% vs US avg

Built Pre-1939

0.6%-95% vs US avg

Built Post-2014

1.2%-82% vs US avg

Rent Burden >30%

34.3%-31% vs US avg

Mortgage-Free

47.9%+25% vs US avg

$281,200

Home Value

$836

Rent

1986

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached76.8%
1-unit attached1.8%
2-9 units3.4%
10+ units7.8%
Mobile home & other10.2%

ZIP 32957 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32957

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