US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 32926
  5. Housing & Real Estate
Cocoa city, FL

ZIP 32926 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32926

Median Home Value
$251,400
Median Rent
$1,090
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,615/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32926 in Cocoa city, FL, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,615. That is roughly in line with the local median household income ($65,092). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+26% vs US avg
x
Vacancy Rate
13.0%+26% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
37.1%-25% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$251,400
Home Value
$1,090
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.3%
  • 1-unit attached2.4%
  • 2-9 units6.4%
  • 10+ units1.4%
  • Mobile home & other19.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,400
Median rent$1,090
Owner-occupied82.1%
Vacant13.0%
Price-to-income3.9x
Est. income to buy$69,000