ZIP Code 32922 — Cocoa city, FL Demographics & Data

ZIP code 32922 covers Cocoa, FL in Brevard County with a population of about 15,510.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area code 321; U.S. House district FL-8; the ORLANDO - DAYTONA BCH - MELBRN media market.

Cocoa, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 32922 is about $46,138 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.5%; unemployment rate near 4.8%; 19.0% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $176,100 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $929 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 53.9% (about 11.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32922 in Cocoa, FL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,131. That is roughly in line with the local median household income ($46,138). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cocoa city, FL as Relatively High (composite score 98.4), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.7) and wildfire (97.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cocoa city, FL show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 694 for ZIP 32922 (Cocoa city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.