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ZIP 32877 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32877

Median Home Value
$334,400
Median Rent
$1,687
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,148/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32877, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,148. That is about 20% above the local median household income ($76,378), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.6%+9% vs US avg
x
Vacancy Rate
23.3%+126% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
33.8%-32% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$334,400
Home Value
$1,687
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.3%
  • 1-unit attached2.5%
  • 2-9 units0.0%
  • 10+ units10.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$334,400
Median rent$1,687
Owner-occupied71.6%
Vacant23.3%
Price-to-income4.4x
Est. income to buy$92,000